5 Step Approach

Understand our clients and their goals Develop a custom strategy Provide a written investment policy Execute the plan Disciplined monitoring & rebalancing

1. Understand our clients and their goals

We take the time to get to know our Clients and understand their goals. As part of our initial meetings, we strive to gain a thorough understanding of our Client's full financial picture, since this information is crucial to developing guidelines for how the account will be managed. back to top

2. Develop a custom strategy

Maple Capital's portfolio managers work closely with Clients and their advisers to tailor customized solutions addressing issues such as asset allocation, managing portfolios with low cost basis holdings or concentrated positions, and capital gains constraints. Maple Capital's services may be used for single strategy accounts or as a multi-asset class strategy involving two or more market segments. back to top

3. Provide a written investment policy

We provide every Client with a written investment policy statement addressing such issues as:

Client goals and objectives
Client specific constraints such as cash flow requirements, capital gains limitations, security specific prohibitions, and desired transactions
A recommended strategy to achieve the stated goals within the limits of Client constraints
Asset allocation guidelines for the Client's investments as well as types of securities to be purchased for the various asset classes employed
Guidelines defining the flexibility MCM may use to achieve Client goals

4. Execute the plan

Once the plans are in place, we seek to implement the strategy in a timely and efficient manner. However, we remain cognizant of capital gains, estate, and Client specific issues that may exist. The pace of plan execution may be set at the Client's discretion. The execution of this plan may include coordination with assets held outside of the portfolios we manage. back to top

5. Disciplined monitoring & rebalancing

We continually monitor the holdings in our Client's portfolios and formally review each portfolio at least quarterly to ensure that asset allocation weights are within the established guidelines. We will rebalance portfolios when weights exceed the permitted thresholds. We will also rebalance portfolios to reflect our outlook on market conditions. back to top