Traditional Balanced Strategy —This strategy combines one or more of the equity strategies below with the appropriate fixed income strategy for a given investor. This strategy is suitable for investors seeking a combination of capital appreciation and preservation of capital.
Core Equity Strategy —This strategy emphasizes common stock of high-quality companies with strong market positions, attractive balance sheets, and substantial long-term earnings momentum that are trading at reasonable valuations. This strategy is suitable for investors seeking long term capital appreciation.
Dividend Growth Strategy — This strategy seeks capital appreciation while also providing greater cash flow to clients through a higher dividend yield. It emphasizes common stock of high- quality companies trading at attractive valuations, with a focus on dividend growth potential. We believe that the compounding potential of dividend increases plus future price appreciation will provide attractive total portfolio returns. This strategy utilizes common stocks, real estate investment trusts (REITs), and exchange traded funds and is suitable for investors seeking a balance of current income and opportunity for price appreciation.
ESG Strategy – This strategy emphasizes common stock of high-quality companies with strong market positions, attractive balance sheets, and substantial long-term earnings growth potential that are trading at reasonable valuations. In addition, this strategy also utilizes an ESG (environmental, social, governance) based inclusion / exclusion overlay, with financial returns a key determinant of security selection.
Diversified Equity Strategy —This strategy combines our Core Equity, Dividend Growth or ESG strategies with one or more of the outsourced strategies listed below to achieve a diversified multi-asset class portfolio.
Taxable Fixed Income Strategy — This strategy utilizes direct U.S. Treasury obligations, U.S. Agency securities, Mortgage-Backed Securities (MBS), Corporate bonds, negotiable CD’s and Asset-Backed securities. This is an investment grade vehicle, and can be structured to pre-fund any specific cash flow needs.
Tax-Exempt Fixed Income Strategy — Tax-free municipal bonds will be the primary instrument used in this strategy, although taxable bonds described in the prior strategy (Taxable Fixed Income) may be used if they are appropriate on an after-tax basis. This is an investment grade vehicle; however, non-rated bonds may be purchased under appropriate circumstances. Portfolios can be structured to pre-fund any specific cash flow needs.
Enhanced Cash Management Strategy — This strategy provides a money-market alternative used primarily by large institutional clients. We structure these portfolios to provide the specific liquidity and cash flows requirements of each account.
External Managed Strategies:
In order to achieve a level of portfolio diversification beyond what can be achieved through Maple Capital’s proprietary investment capabilities, we have selected a number of “outsourced” investments designed to complement our own strategies. These investments include: small-cap equities, international equities, emerging markets, alternative investments and high-yield fixed income. Exposure to these strategies is generally gained through the purchase of either mutual funds or exchange traded funds. In each case, we have performed detailed screening and have identified investment managers with a proven level of success in their niche.