More than just financial advisors
It is our mission to serve each client with the highest level of professionalism and integrity, and to provide individualized investment management. We’re Maple Capital Management. We’re your trusted partner.
We believe that developing strong relationships with our clients is the key to effectively managing their assets. Each client works directly with a portfolio manager to ensure attentive and consistent service.
Get to know Maple Capital
Vermont has a wealth of natural beauty — its nickname is “The Green Mountain State” — and is a place where the land is respected, revered, and appreciated. Its many lakes, forests, and small towns are an increasingly popular destination for activities like mountain biking, hiking, and skiing, or for contemplation and quiet reflection.
Vermont is also home to a large and diverse community of talented artisans that produces an array of award-winning cheeses, craft beer and spirits, maple syrup, outdoor gear, and jewelry.
We are inspired by the nature, creativity, and entrepreneurial spirit of this land, and we firmly believe the idyllic setting is a fitting backdrop for our work in creating investment portfolios for our clients.
Our employee-owned boutique is immersed in this culture of hands-on craftsmanship, and we nurture a healthy work-life balance that brings out the best in our people while enabling them to live purposefully.
Our location in the heart of Vermont allows us to maintain an independent viewpoint and a special way of doing things that’s focused on the long term (financial) well-being of our clients.
It’s about more than investing for us. We’re here to be partners in your financial future.
Ramsey Luhr | President & Founding Partner
Our People
Our team of experienced professionals stands ready to provide high-quality, high-touch investment services.
Ramsey was a co-founder of Maple Capital in 2004. Beyond leading the firm’s Management Team and serving as a Client Portfolio Manager, Ramsey is a member of both the firm’s Investment and Asset Allocation Committees.
Ramsey enjoys biking, skiing, running with his dog Bean, and spending time on the water.
» BA in International Relations • Trinity College
» CFA Society of New York
» CFA Institute
» 28 years
Steve leads the Marketing Team and is a member of the Management Team. Along with various other responsibilities, Steve’s concentration is Business Development.
Steve enjoys spending time with family, backcountry skiing, hockey, and reading.
» BA in Political Science • Keene State College
» 30 years
Liz leads our Client Portfolio Manager Team here at Maple Capital. As a Client Portfolio Manager she works with clients to design and implement portfolios to meet their investment goals and objectives. Liz is also a member of the Management Team.
Liz enjoys getting out in the fresh Vermont air – running, biking, walking (highly underrated), and skiing.
» BS in Business Administration • University of Vermont
» CFA Institute
» CFA Society of Vermont
» 21 years
In addition to Hilary’s role as an Equity Analyst, she is also a member of the Management Team and serves on the Investment and Compliance Committees at Maple Capital.
Hilary enjoys biking, running and spending time outside with her dogs, Islay and Belle.
» BS • Cornell University
» CFA Institute
» CFA Society of Vermont
» 28 years
Evan leads our Operations Team and serves as the firm’s Chief Compliance Officer. His responsibilities include managing the firm’s compliance program, performance reporting, operations, data, and systems. In addition, he serves on our Management Team.
Evan enjoys spending time with his family and has a passion for golf and guitar.
» BS in Financial Management • University of Vermont
» CFA Institute
» CFA Society Vermont
» 18 years
As a Client Portfolio Manager Tim works with clients to design and implement portfolios to meet their investment goals and objectives.
Tim enjoys skiing, golf, and fishing.
» BS in Business Administration • Northern Vermont University
» 20 years
Clayton is based in our Atlanta, GA office. As a Client Portfolio Manager, Clayton works closely with clients and advisers to provide solutions and help meet their goals and objectives. Clayton is an active participant in the Investment Committee and involved with Business Development at Maple Capital.
Clayton enjoys spending time with his family and their dog Maple, football, golf, and fishing.
» BA Terry College of Business • University of Georgia
» CFA Institute
» CFA Society of Atlanta
» 12 years
Debbie works out of our Atlanta, GA office. As a Client Portfolio Manager Debbie works with clients to design and implement portfolios to meet their investment goals and objectives.
Debbie loves spending time with her three adult children, Joshua, Sarah, and Daniel. She is involved in her community and currently sits on the executive board of the Dunwoody Homeowners Association. In her spare time, Debbie enjoys gardening and art projects.
» BS in Finance • Georgia State University
» Certified Financial Planner
» 30+ years
As a client portfolio manager, David works with clients to design and implement portfolios to meet their investment goals and objectives.
David enjoys running, soccer, Nordic skiing, traveling and spending time with his family.
» BS in Business Administration • University of Vermont
» MSA • Saint Michael’s College
» 25 years
As an Assistant Portfolio Manager, Fjolla supports the Senior Portfolio Management team in an array of ways. Fjolla generates proposals and analysis for prospective clients and manages client requests by working cooperatively with our internal departments to ensure accurate and timely solutions to our clients and adviser partners. She is also responsible for rebalancing client accounts and various portfolio transactions.
Fjolla enjoys pilates, running, traveling and spending time with friends and family.
» BA in Economics • Rochester Institute of Technology
» MA in Economics • City College of New York
» 3 years
Connor’s responsibilities include new client onboarding, satisfying client requests, and ongoing account maintenance. Connor is also the co-lead on complex accounts including estates and trusts.
Connor enjoys spending his free time fly-fishing, hiking with his hound dog Marley, and collecting & writing music.
» BS in Business Administration • University of Vermont Grossman School of Business
» Investment Foundations Certificate
» CFI Introduction to ESG
» FINRA Series 65
» 2 years
Rich is head of fixed income at Maple Capital, with primary responsibility for corporate bonds and taxable municipal bonds. Rich is the lead portfolio manager for all insurance-related accounts. He also authors the monthly Fixed Income Commentary and is a member of the Investment and the Asset Allocation Committees.
Rich is Secretary of the Stowe Rotary Club and Treasurer of Green Mountain Adaptive Sports. Rich enjoys biking, skiing, hiking, reading, travel, and spending time with family.
» BS in Finance • Boston College
» MBA • Boston University
» CFA Institute
» CFA Society of Vermont
» 30+ years
Jim is responsible for the execution and risk management of all equity positions. He also plays a role in building fixed income portfolios and a lead role in portfolio attribution and analysis.
Jim enjoys traveling with family, mountain biking, skiing, and coaching.
» BA • Lafayette College
» 20 years
In addition to Mike’s role as an equity analyst, he is a contributing member of the Investment and Asset Allocation Committees.
Mike enjoys travel baseball with his two sons and all things Vermont has to offer.
» BS in Finance & Quantitative Analysis • New York University, Stern School of Business
» 28 years
David has primary responsibilities for the tax exempt, municipal and securitized sectors. He is also a member of the Investment Committee.
David enjoys music and spending time with his family.
» BA in Mathematics • American International College
» BA in Economics • American International College
» CFA Institute
» 40 years
Cory manages Maple’s billing process, accounts receivable/payable, budgeting, tax/audit, and captive reporting.
Cory enjoys spending time with his family, skiing, hockey, and running.
» BA in Government • St. Lawrence University
» MBA • Norwich University
» 15 years
Rick works directly with our Operations and Compliance team where he assists the firm with compliance, reporting, GIPS reporting, data and integration.
Rick enjoys skiing, mountain biking, sailing, community service, and hiking with his chocolate lab, Kona.
» BS in Business Administration • Colby-Sawyer College
» Investment Foundations Certificate Holder
» 9 years
Kara manages the day to day operations of the client service team. Additionally, Kara provides marketing and business development support.
Kara enjoys spending time with her husband and son. She also enjoys skiing and mountain biking.
» BS in Business Administration • Castleton University
» Investment Foundations Certificate Holder
» 5 years
Sara’s responsibilities include assisting clients and adviser partners with general account maintenance, new account paperwork, transfers, and money movements. She also provides business development and marketing support, as well as assistance with special projects.
Sara enjoys trying new foods and restaurants with her husband, and spending time with her dogs.
» AA in Accounting (in progress) • Community College of Vermont
» 1 year
Tyler works closely and assists with the key responsibilities of the compliance team and new account setup.
Tyler enjoys skiing, golf, running, and biking.
» BA in Finance • Champlain College
» CFA Level One Candidate
» 1 year
Aaron’s responsibilities include assisting clients and adviser partners with onboarding, general account maintenance, new account paperwork, transfers, and money movements.
Aaron enjoys spending time with his family, running, hiking, learning history, and spoiling his dog Cricket.
» Aaron studied Business at St. Johns River College
» 1 Year
Brody’s responsibilities include assisting clients and adviser partners with general account maintenance, new account paperwork, transfers, and money movements.
Brody enjoys playing golf and spending time with his wife and daughter. He also tries to find time to read and listen to podcasts.
» BS in Business Administration • University of Vermont Grossman School of Business
» FINRA Series 65
» 3 years
Giving Back
Our team is passionate about giving time, money, and skills to address the issues facing our world. It’s part of our culture and the set of values that continue to shape our mission. We’re proud to partner with local and national organizations committed to giving back to our communities.
Our team is deeply committed to giving back to our community through time and service, and we routinely support local organizations and events throughout the year. From fundraisers to food drives, Maple Capital is steadfastly rooted in helping our neighbors thrive.
The team at Maple Capital enjoyed our annual ski day at Bolton Valley Resort on March 24, 2023.
At Maple Capital, we understand that our performance is only as good as our people! We value their hard work and truly try to instill a strong work/life balance amongst our team.
News & Updates
Stay up to date with happenings at Maple Capital and in the investing world.
